Questions People Ask
Superbills and Out-of-Network Therapy in Arizona
Find Your Blessings is a self-pay practice. If your health plan has out-of-network benefits, a superbill may help you get part of the cost back.
Questions People Ask
What a Superbill Is
A superbill is a detailed receipt for therapy sessions you have already paid for. It lists the information a health plan needs to process a claim, such as the dates of service, the type of session and the provider's details. You submit it to your plan yourself. Find Your Blessings provides superbills on request.
How Out-of-Network Reimbursement Works
Some plans pay back part of the cost when you see a provider outside their network. How much depends entirely on your plan, including your deductible and the percentage it covers. Some plans offer no out-of-network benefits at all, so it is worth checking before you count on reimbursement.
Questions to Ask Your Plan
- Do I have out-of-network benefits for outpatient mental health care?
- What is my out-of-network deductible, and how much have I met?
- What percentage is reimbursed once the deductible is met?
- Is telehealth covered out of network?
- How do I submit a superbill, and how long does repayment take?
Why Some People Pay Privately Anyway
Self-pay therapy keeps decisions about your care between you and your therapist. Rates are published on the Fees page: $200 for an individual session and $250 for a couple or family session, with a free consultation first.
Using a Superbill, Step by Step
- Pay for your session directly
- Request a superbill for the sessions you want to submit
- Check your plan's claim form or online portal
- Submit the superbill along with any form your plan requires
- Keep a copy and track what your plan repays
Things to Keep in Mind
Reimbursement is decided by your plan, not by the therapist, and it can take time to arrive. Some plans ask for specific details before they reimburse, so it helps to know what your plan needs before you submit. If you have questions about what a superbill includes, ask during the free consultation.
Terms You May Hear
- Out-of-network: a provider who is not contracted with your plan
- Deductible: what you pay each year before your plan starts reimbursing
- Coinsurance: the share of each cost your plan covers after the deductible
- Claim: the request for reimbursement you submit with a superbill
Your Next Step
Ready to begin a conversation?
Schedule a free consultation to ask questions and see whether working together feels like a good fit.